Refinancing your home can be a great way to get extra cash to fund a renovation. Naomi talks to a number of experts to find out if refinancing is the best option for her family before undertaking the renovation. View Episode 1: Renovating your home View Episode 3: Building and using your equity

Using a home purchase to illustrate assets, liabilities and owner’s equity.

Website - www.MeccaCentric.com MeccaCentric - Producing videos about Islam and Muslims on DVD. Islamic lectures, speeches, talks and sermons are also available on audio CD. “Economic Challenges For Muslims In America” by Jamal Badawi Purchase the full-length lecture at http or call 1-800-607-9810 Another major area of concern for Muslims in America is examined in-depth by Dr. Badawi. He provides possible solutions for three major economic challenges: selling things that are forbidden, the question of riba (is it the same as interest?), and the question of insurance. Then he briefly touches upon the following areas: indirect riba, saving plans and pensions, student loans, working in banks, and interest that is accrued on bank accounts. Other topics discussed: leasing cars, leasing a house Islamically but paying more for it, non-Muslims and their argument for interest, paying over time (deferred payment), and leasing equipment.

Texas Mortgage Info: How your mortgage person structures your loan is more important than the getting a low rate. www.mylendingplace.com

Tim Lewis discusses VA Loans and his experiences helping veterans through the VA home loan process at DirectVALoans.com.

Texas Mortgage Info: How your mortgage person structures your loan is more important than the getting a low rate. www.mylendingplace.com

See how the banks are manipulating the foreclosure market. You can use this information to buy foreclosures by timing your purchase. December 8, 2008 Look at my video ’ Real Estate market bottom’ to see how to tell the bottom. See also video “make more money on sale of house ” It is now apparent that there is a detailed plan to take money away from investors by conning them to buy foreclosures, and have the entire market deflate. Go to www.financialsense.com You will notice this is a 2005 article. May 23, 2008. The existing home sales came out today with an average loss of $1500 per month for the median US Home price over the last year. Most people have no conception how this is impacting their lives. If you had $200000 in equity last year, you just lost 7% of your equity. In California, it was probably more. If you had sold your house last year and moved into a rental, you would have zero cost for living in the rental. If you had moved into 2 specific real estate purchases, you could have increased your capital and retained your mortgage deduction. You would actually be further ahead. Losses in home equity will accelerate for the next year. If you become underwater in your present equity, you could be stuck in your present property for many years or have to come up with substantial separation money to preserve your credit rating. The foreclosure bailout proposed by the congress is just window dressing in order to forestall a panic. What is going to happen is that this

www.FutureMoneyTrends.com The Fundamentals haven’t changed Inflation is running around 12%, the fed funds rate is 2% and the highly inflationary bail outs continue. Consumers continue to survive off of credit cards and default on all lines of credit at alarming rates. Home equity lines are now being defaulted on at a two decade high. The fundamentals for gold and oil are great and fully in tact. The Federal Reserve is pumping inflation into Main Street and performing magic tricks for wall street. Buying gold is like buying economic fire insurance in a time when you can already see the smoke. August 8, 2007 — August 8, 2008 Dow down -11% SP down -10% Silver up 15% Gold up 30% Oil up 58% MERK HARD CURRENCY FUND (MERKX) fund 17% Check out the last four www.goldmoney.com articles on the front page. Manipulation stories, articles, and explanations. www.GATA.org Main Street collapsing http It should be noted that I am not a financial planner. The returns showed on the video are from a regular stock account and not my options account.

Simple example of borrowing from equity to fuel consumption

If you’re a qualified veteran and ready to buy a home, CalVet is here to meet your home financing needs!

See how the banks are manipulating the foreclosure market. You can use this information to buy foreclosures by timing your purchase. December 8, 2008 Look at my video ’ Real Estate market bottom’ to see how to tell the bottom. See also video “make more money on sale of house ” It is now apparent that there is a detailed plan to take money away from investors by conning them to buy foreclosures, and have the entire market deflate. Go to www.financialsense.com You will notice this is a 2005 article. May 23, 2008. The existing home sales came out today with an average loss of $1500 per month for the median US Home price over the last year. Most people have no conception how this is impacting their lives. If you had $200000 in equity last year, you just lost 7% of your equity. In California, it was probably more. If you had sold your house last year and moved into a rental, you would have zero cost for living in the rental. If you had moved into 2 specific real estate purchases, you could have increased your capital and retained your mortgage deduction. You would actually be further ahead. Losses in home equity will accelerate for the next year. If you become underwater in your present equity, you could be stuck in your present property for many years or have to come up with substantial separation money to preserve your credit rating. The foreclosure bailout proposed by the congress is just window dressing in order to forestall a panic. What is going to happen is that this

Tim Lewis discusses VA Loans and his experiences helping veterans through the VA home loan process at DirectVALoans.com.

Texas Mortgage Info: How your mortgage person structures your loan is more important than the getting a low rate. www.mylendingplace.com

www.FutureMoneyTrends.com The Fundamentals haven’t changed Inflation is running around 12%, the fed funds rate is 2% and the highly inflationary bail outs continue. Consumers continue to survive off of credit cards and default on all lines of credit at alarming rates. Home equity lines are now being defaulted on at a two decade high. The fundamentals for gold and oil are great and fully in tact. The Federal Reserve is pumping inflation into Main Street and performing magic tricks for wall street. Buying gold is like buying economic fire insurance in a time when you can already see the smoke. August 8, 2007 — August 8, 2008 Dow down -11% SP down -10% Silver up 15% Gold up 30% Oil up 58% MERK HARD CURRENCY FUND (MERKX) fund 17% Check out the last four www.goldmoney.com articles on the front page. Manipulation stories, articles, and explanations. www.GATA.org Main Street collapsing http It should be noted that I am not a financial planner. The returns showed on the video are from a regular stock account and not my options account.

www.FutureMoneyTrends.com The Fundamentals haven’t changed Inflation is running around 12%, the fed funds rate is 2% and the highly inflationary bail outs continue. Consumers continue to survive off of credit cards and default on all lines of credit at alarming rates. Home equity lines are now being defaulted on at a two decade high. The fundamentals for gold and oil are great and fully in tact. The Federal Reserve is pumping inflation into Main Street and performing magic tricks for wall street. Buying gold is like buying economic fire insurance in a time when you can already see the smoke. August 8, 2007 — August 8, 2008 Dow down -11% SP down -10% Silver up 15% Gold up 30% Oil up 58% MERK HARD CURRENCY FUND (MERKX) fund 17% Check out the last four www.goldmoney.com articles on the front page. Manipulation stories, articles, and explanations. www.GATA.org Main Street collapsing http It should be noted that I am not a financial planner. The returns showed on the video are from a regular stock account and not my options account.